It is an offence to use, or let another person use, a motor vehicle on a road or public place which does not have in force in respect of it an insurance policy which at the very least insures against third party risks.
It is an offence for anyone to drive, or allow or cause to be driven, a vehicle which requires, but does not have, a valid Ministry of Transport (MOT) test certificate.
It is an offence for you to drive a vehicle without a licence appropriate to a vehicle of that class or to drive a vehicle on a provisional licence unless accompanies by an appropriate person. [more]